Repayment estimator
Business loan repayment calculator
Move the slider and the numbers move with it. We show a range rather than a single figure, because your rate depends on the lender, your turnover and your credit file.
Indicative weekly repayment
$767 – $881
over 24 months on $75,000
- Monthly equivalent
- $3,324 – $3,817
- Total repayable
- $79,777 – $91,612
- Total cost of finance
- $4,777 – $16,612
- Rate this is priced at
- 6% to 20% p.a.
An estimate, not an offer. The figures assume a loan that reduces to zero over the term with interest charged on the balance. Your actual rate depends on the lender, your turnover and your credit file.
See the first 12 repayments
| Month | Repayment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | $3,817 | $1,250 | $2,567 | $72,433 |
| 2 | $3,817 | $1,207 | $2,610 | $69,823 |
| 3 | $3,817 | $1,164 | $2,653 | $67,169 |
| 4 | $3,817 | $1,119 | $2,698 | $64,472 |
| 5 | $3,817 | $1,075 | $2,743 | $61,729 |
| 6 | $3,817 | $1,029 | $2,788 | $58,941 |
| 7 | $3,817 | $982 | $2,835 | $56,106 |
| 8 | $3,817 | $935 | $2,882 | $53,224 |
| 9 | $3,817 | $887 | $2,930 | $50,294 |
| 10 | $3,817 | $838 | $2,979 | $47,315 |
| 11 | $3,817 | $789 | $3,029 | $44,286 |
| 12 | $3,817 | $738 | $3,079 | $41,207 |
Shown at the top of the 6% to 20% p.a.band, so it’s a conservative view.
Every figure above is priced across our published band of 6% to 20% p.a. — the low end of each range at 6%, the high end at 20% — on a loan that reduces to zero over the term. It is an estimate, not an offer, and where you land inside the band depends on the lender, your turnover and your credit file.
A line of credit and a commercial mortgage are not on the estimator. A line of credit is an ongoing facility charged on what you draw, and a commercial mortgage runs over years rather than months, so neither reduces to zero on a term you can pick off a chip. Call us and we will price them properly.
An estimate, not an offer
The range on screen is arithmetic on the numbers you typed. What you are actually offered depends on your turnover, your industry and your credit file, which is the conversation an advisor has with you.
Ready when you are
A range on screen, a real number on the phone.
Free to compare, no obligation to take anything, and no credit check until you choose a lender.
