Australian finance broker
Business funding, sorted this week — not next month.
Compare real offers from Australian lenders in about 60 seconds. Free, no obligation, and checking won’t touch your credit score.
- No credit hitCompare freely
- A named advisorCalls within the hour
- One 60-second formSeven finance products
- A valid ABN
- Current Australian photo ID
- In business more than 6 months
- Monthly turnover above $6,000
Build your match
No credit checkThree choices now, then one advisor call.
Takes about 60 seconds. An advisor calls you within one business hour.
- Finance products
- 7
- From working capital to a $5m commercial mortgage.
- Lenders on the panel
- 60
- Across four books: unsecured and cash flow, equipment and vehicle, private credit and property, invoice and trade.
- Callback
- 1hour
- A named advisor calls within one business hour.
- Cost to compare
- $0
- The lender pays us on settlement. You never do.
- No credit check to compare
- Free — the lender pays us on settlement
- A named advisor calls within one business hour
- 7 finance products
- $10k to $5m
- Commission disclosed before you sign
- Australian owned, Sydney and Melbourne
- No obligation to take anything
- Checking won’t affect your credit score
- Free to compare — the lender pays us on settlement
- An Australian advisor calls you, not a call centre
- 4.8from 96+ Google reviews
$420,000,000 funded for 15,000 Australian businesses
Watch
Prefer to watch? It runs 1 minute 21.
Our own video, hosted on Vimeo. The still is served from this site, so nothing is requested from Vimeo until you press play.
The written version
In build
The whole thing, in about sixty seconds.
A design preview of the app we are building, not a product you can download yet. Scroll to play it through. Figures shown are illustrative, not quotes.
Pick what you are funding
Seven finance types, one form.
Set the amount and term
Repayments update as you move it.
Find your business
Type a name or an ABN and the Australian Business Register fills in the rest.
We check the panel
Every lender, against your numbers.
Compare, then connect
Indicative costs side by side. No credit enquiry until you choose.
A design preview of the app we are building. Keep scrolling to play it through. Figures are illustrative, not quotes.
In build
And this is what it actually looks like.
A design preview of the app we are building, not a product you can log into yet. Every figure on these screens is illustrative.
- See where the application isSix steps, and you always know which one you are on and what is holding it up.
- Upload onceDocuments live in one place with their status against them, so nobody asks twice.
- Your cash flow, as a lender reads itThe same view of your account an assessor gets, before they get it.
Design preview. Figures illustrative.
What we compare
7 ways to fund it. One 60-second form.
Pick the one that matches the job. If you are not sure, an advisor will tell you which is cheapest for what you are doing.
No property security
Unsecured Business Loans
Borrow a lump sum against how your business trades, not against your house. Comparing is free and it does not mark your credit file.
- Amount
- $5,000 to $1,000,000+
- Term
- 3 to 36 months
- Funding
- Same business day to 3 business days once your documents are in
Draw only what you need
Business Line of Credit
A pre-approved limit you draw from when you need it. You pay interest on what you have drawn, not on the limit sitting there.
- Amount
- $10,000 to $250,000 limit
- Term
- Ongoing facility, reviewed every 12 months
- Funding
- 1 to 3 business days to set the limit up. After that, drawdowns usually land the same day.
The asset is the security
Equipment Finance
Fund the machine, the truck or the fit-out using the asset itself as security. Lower rates and longer terms than unsecured lending.
- Amount
- $10,000 to $2,000,000
- Term
- 12 to 60 months, and up to 84 months on some heavy plant
- Funding
- 1 to 5 business days from a supplier invoice. Private sales and imports take longer.
Utes, vans, trucks and fleets
Vehicle Finance
Finance a work ute, a delivery van, a prime mover or a whole fleet, with the vehicle itself as the security.
- Amount
- $10,000 to $2,000,000
- Term
- 12 to 60 months, and up to 84 months on some heavy trucks
- Funding
- Dealer sales often settle 24 to 48 hours after approval. Private sales take 3 to 5 business days.
Buy, refinance or release equity
Secured Property Loans
Finance to buy the premises you trade from, refinance an existing commercial mortgage, or release equity from a property you already own.
- Amount
- $50,000 to $10,000,000+
- Term
- 5 to 25 years for a standard commercial mortgage, or 1 to 3 years for a short-term facility
- Funding
- 4 to 8 weeks from application to settlement. Nobody funds commercial property in hours - the valuation and the legals set the pace.
Fewer documents, honest trade-off
Low-Doc Business Loans
Funding assessed on your bank statements rather than two years of lodged financials. It costs more. Here is exactly how much more, and how to get off it.
- Amount
- $10,000 to $300,000
- Term
- 3 to 36 months
- Funding
- 1 to 3 business days. Low-doc is faster than full-doc precisely because there is less to check.
Clear the debt, keep trading
ATO and Tax Debt Finance
Pay the ATO out in one hit and repay it over a term that suits your cash flow, instead of carrying the general interest charge.
- Amount
- $10,000 to $500,000
- Term
- 3 to 36 months
- Funding
- 2 to 5 business days. Tax debt narrows the lender panel, so it takes slightly longer than a standard unsecured loan.
How it works
Three steps, and a person at the end of each one.
From the form to a decision you can act on, inside a single business day.
Nothing on this page runs a credit check. The only enquiry ever recorded is the one you approve, with the lender you picked.
The long version- About 60 seconds
Tell us what you need
Product, amount, term and your ABN. No documents at this stage, and no credit file is pulled to compare.
- Within one business hour
An advisor calls you
A named person, not a call centre queue. They take your file to the lenders on the panel who fund your industry and your turnover.
- Same business day
You choose, or you walk
You get the options that fit and what each one costs. No lender runs a credit check until you say go.
Repayment estimator
See the repayment before you speak to anyone.
The estimator returns a range, not one number you will be held to. Your actual rate depends on the lender, your turnover and your credit file.
Our panel prices business finance between 6% and 20% p.a.
Business loan repayment calculator
- Weekly, fortnightly and monthly repayments
- Terms from 6 to 60 months
- A low and a high figure on every result
Open the calculator
The people
The ten people who actually answer.
A named advisor owns your file from the first call through to settlement — not a queue, and not a different person every time you ring.
Alex Moreau
Head of Commercial Lending
Takes the files that fall outside a template and finds the lender who will still look.
Steph Callaghan
Senior Finance Advisor
Working capital for seasonal businesses with lumpy cash flow.
Tom Bellamy
Equipment & Asset Finance
Yellow goods, workshop fit-outs and settling direct with the supplier.
Nerida Walsh
Secured Property Loans
Owner-occupier purchases and refinances, including self-managed super structures.
Joel Abbatangelo
Vehicle & Fleet Finance
One ute through to a fleet refinance for trades and transport operators.
Hana Prentice
Low-Doc Lending
Applications built from bank statements when the financials are not lodged yet.
Cormac Ferreira
ATO & Tax Debt Finance
Lenders who are comfortable seeing an ATO balance on the file.
Bridie Vanstone
Line of Credit & Overdrafts
Revolving limits for businesses that need headroom rather than a lump sum.
Sean Kelleher
Unsecured Lending
Straightforward funding where nothing is being offered as security.
Marika Delaney
Settlements & Client Care
Keeps the file moving between approval and money in the account.
Between them they sit across all seven finance types. You get the one whose desk your deal belongs on, and their direct line — not a general enquiries queue.
Who we fund
Sparkies, florists, printers, couriers, gyms and kitchens.
Not one of them walked into a branch. They needed a van, a second oven, a bigger printer or eight weeks of breathing room while a customer paid an invoice — and they needed to know what it cost before they committed to anything.
That is the whole job. Seven finance types, one form, and a named advisor who rings you back to say which of them actually fits and which do not.
Photography is illustrative. We do not put customers’ faces on this site without asking them first.
Why us
Three reasons to send it to us instead.
We publish what each product gets wrong
All 7 product pages carry a plain 'not right if' list. The equipment finance page tells you to stop reading and buy the asset on an unsecured loan only if you must.
Equipment financeA named advisor calls within one business hour
Not a chatbot and not a queue. The person who takes your file is the one who rings you back — and you can book a call.
How it worksThe lender pays us, and we show you the maths
You are never charged a fee for comparing or applying. Commission is paid by the lender on settlement and disclosed in full before you sign anything.
How we are paid
Proof
Proof, not adjectives.
Named businesses, in their own words.
$420,000,000 funded for 15,000 Australian businesses
“Bizzloans made the whole process much easier than I expected. The team explained everything clearly, kept me updated and helped us secure the working capital we needed within a few days.”
“The communication was excellent from start to finish. I always knew what information was needed and where the application was up to. It was a much more personal experience than dealing directly with a bank.”
“We needed to purchase another excavator to take on a major contract. Bizzloans helped us compare several equipment finance options and found a repayment structure that suited our cash flow.”
“What impressed me most was that they took the time to understand how our business operates. Our income can fluctuate throughout the year, and they found a lender that looked at the full picture.”
“A large customer was late paying an invoice, which put pressure on our cash flow. Bizzloans helped us arrange short-term funding so we could continue paying staff and suppliers without disruption.”
“The process was professional, transparent and straightforward. The fees and repayments were clearly explained upfront, and there were no unexpected surprises after settlement.”
“We were opening a second location and needed funding for the fit-out, furniture and initial stock. The Bizzloans team worked quickly and helped us get everything organised before our opening date.”
“Our bank had been reviewing our application for weeks without giving us a clear answer. Bizzloans found us another option and kept the process moving. We had the funds available shortly after approval.”
“The team was friendly, responsive and easy to deal with. They answered every question we had and helped us work through the paperwork without making the process feel complicated.”
“Rather than offering a one-size-fits-all loan, Bizzloans gave us several options and explained the advantages of each one. We ended up with a flexible facility that suited our business much better.”
The panel
The lenders we take your file to.
60 funders across four books. Which ones see your file depends on what you are funding, your industry, your turnover and how long the ABN has been trading.
Five sit on more than one book, so the four counts add to more than the panel.
The full panel
No property security. These funders assess the trading account — what the business turns over and how steadily — rather than what it owns.
Questions
Straight answers, before you hand over anything.
Will comparing affect my credit score?
Is Bizzloans a lender?
Who can apply?
What do I have to hand over to get a quote?
How fast does the money actually land?
Ready when you are
60 seconds now, or one phone call. Either works.
Free to compare, no obligation to take anything, and no credit check until you choose a lender.
